Less than two months to start the month of March, try these investment options

Tax Saving Options: The financial year 2021-2022 is now going to end in a few days. In such a situation, you will have to file Income Tax Return for this financial year. In such a situation, if you want to save your tax, then settle your investment work as soon as possible. By making the right investment at the right time, you will save maximum income tax. Along with this, you will be able to save for future also (Tax Saving Schemes). So this year you are also looking for some such investment options in which you want to get better returns by investing, then you can choose the option mentioned by us. So let’s know about some tax saving options-

1. Invest in National Pension Scheme
National Pension Scheme is a nationwide pension scheme run by the government. Employees of both government and private sector can invest in this. This scheme was started by the Sarkar in the year 2004. Initially, only government employees could invest in it. But, in the year 2009, by changing the rules, this facility was started for private employees also. Any person can deposit money in his pension account during his job. Later he can also withdraw this fund according to his need. Along with this, the money can also be used to get regular pension after retirement. By investing in this scheme, you will get exemption on investment amount of 1.5 lakh under section 80C of Income Tax. Along with this, on making an additional investment of 50 thousand, you can get a discount of 50 thousand additional amount like 80 CCD (1B).

2. Invest in Public Provident Fund
Investing in Public Provident Fund can prove to be very beneficial. You get the best return by investing in it. Along with this, you also get exemption on investment amount of 1.5 lakh under section 80C of Income Tax. In this scheme, you get an interest rate of 7.10 percent. This is one of the best saving schemes that can meet your post-retirement needs. You can invest in this scheme for 15 years which can be extended for another 5 years later. Along with this, you can invest in this scheme from the minimum amount of Rs 500 to the maximum amount.

3. Invest in Sukanya Samriddhi Yojana
If your daughter’s age is less than 10 years, then you can invest in the Sukanya Samriddhi Yojana (SSY) scheme run by the government. Through this scheme, you can be free from the worries of higher education, career and marriage of daughters. This scheme can be run till the daughter turns 21. In this scheme, the government gives you an annual interest rate of 7.6% on investment. Along with this, you also get exemption on investment in income tax.

4. Invest in a Unit Linked Insurance Plan (ULIP)
Unit Linked Insurance Plans (ULIPs) are sold by insurance companies. Explain that on investing in this, a part of the policy holder’s money is invested on insurance while the other part is invested on equity and debt plans. On investing money in this scheme, you get tax exemption on Rs 1.5 lakh under Section 80C of Income Tax. Along with this, you get the benefit of better returns on this scheme.

5. Invest in National Savings Certificate (NSC)
National Savings Certificate (NSC) is a scheme run by the post office, in which you get a secure future as well as tax exemption on investing. On investing in this, you get a deduction of up to Rs 1.50 lakh under section 80C. Along with this, you also get an interest of 6.8%. You can invest a minimum of Rs 1,000 in the National Savings Certificate Scheme. The special thing is that you can also open an account in the name of your child.

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