Small Savings Account: Post office small savings schemes are considered better for income with safe investment. These government schemes can provide good funds to the people without any risk. Along with this, they also give the benefit of tax and loan. Under Small Savings Account, the option of investing from 5 years to 25 years is available. In such a situation, the post office had issued a notification to keep the money of the people who opened accounts under these schemes safe.
In a notification issued by the post office on December 15, 2022, it was said that it has decided to freeze some small savings scheme accounts which have reached maturity but till September 30, 2019. Not closed yet. Under Small Savings Account, Monthly Income Scheme (MIS), Senior Citizen Saving Scheme (SCSS), PPF, Term Deposit (TD) Kisan Vikas Patra, National Savings Certificate (NSC), RD not extended after maturity Can go.
need these documents
The post office will ask you for account passbook, certificate B, KYC documents, mobile number, PAN card and Aadhaar or address proof, account closure form (SB-7A), which can be taken from the post office and canceled cheque.
How to close frozen account
If an account holder whose account has been frozen after maturity, that account can be closed by contacting the post office. Here’s how you can close a matured account or a free account. According to the Ministry of Communications, if an account has remained free for more than three years, then the post office branch is asked to close it.
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The form is filled and submitted along with the documents to the post office, after which the officer checks. If all the information is found correct then the officer takes it forward. After this your account will be unfreezed. Now this account will be scrutinized once again and the Head Post Office counter will close the PA account.
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